Investment Platforms
Platform - Account - Fund Want to invest some of your hard earned cash you are not going to need for 10+ years in a tax efficient manner? Then you want an S&S ISA or a SIPP. Terminology alert: S&S ISA - Stocks and Shares Individual Savings Account. It is a tax-efficient, UK-based investment account allowing individuals to invest up to £20,000 annually without paying capital gains or income tax on profits. Also known as an investment ISA, it is designed for medium-to-long-term growth. You can access your ISA at any time. SIPP - Self-Invested Personal Pension is a flexible UK pension plan that gives you control over your retirement savings, allowing you to choose from a much wider range of investments than standard pensions with added government tax relief on contributions. You can access your SIPP from age 55 (rising to 57 in 2028) a...